If you are in need of financing in any other state, please contact us as we have resources nationwide.

LICENSING INFORMATION:

California – Real Estate Broker, Department of Real Estate License # 01460673, NMLS: 239258
Tennessee Mortgage License # 239258.

Disclaimer: Nothing on this website shall be considered to be a solicitation to do business or any activity requiring a real estate license or mortgage broker license in any State in which Affinity Mortgage Group, Inc. is not licensed.

GOVERNMENT HANDBOOKS:
Your Home Loan Toolkit: A Step-by-Step Guide
Shopping For Your Home Loan
Adjustable Rate Mortgage
Home Equity Loan

The Housing Financial Discrimination Act of 1977, California Fair Lending Notice:

It is illegal to discriminate in the provisions of or in the availability of financial assistance because of the consideration of:

1. Trends, characteristics or conditions in the neighborhood or geographic area surrounding a housing accommodation, unless the financial institution can demonstrate in the particular case that such consideration is required to avoid an unsafe and unsound business practice; or

2. Race, color, religion, sex, marital status, domestic partnership, national origin or ancestry.

It is illegal to consider the racial, ethnic, religious or national origin composition of a neighborhood or geographic area surrounding a housing accommodation or whether or not such composition is undergoing change, or is expected to undergo change, in appraising a housing accommodation or in determining whether or not, or under what terms and conditions, to provide financial assistance.

These provisions govern financial assistance for the purpose of the purchase, construction, rehabilitation or refinancing of a one-to-four unit family residence occupied by the owner and for the purpose of the home improvement of any one-to-four unit family residence.

If you have any questions about your rights, or if you wish to file a complaint, contact the management of this financial institution or the Department of Real Estate at one of the following locations:

CA Department of Real Estate
320 West 4th Street, Suite 350, Los Angeles, CA 90013-1105
1350 Front Street, Suite 1063, San Diego, CA 92101-3608
1515 Clay Street, Suite 702, Oakland, CA 94612-1462
2550 Mariposa Mall, Suite 3070, Fresno, CA 93721-2273
1651 Exposition Boulevard, Sacramento, CA 95815

Equal Housing Opportunity Lender:

Affinity Mortgage Group, Inc. conducts business in accordance with Federal Fair Lending Laws. UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18) TO:

* Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling or to deny any loan secured by a dwelling; or

* Discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan or in appraising property.

IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:

Assistant Secretary for Fair Housing and Equal Opportunity, Department of Housing and Urban Development, Washington, DC 20410.

For processing under the Federal Fair Housing Act AND TO:

Federal Deposit Insurance Corporation, Consumer Response Center, 1100 Walnut St., Box #11, Kansas City, MO 64106

Equal Credit Opportunity Act Fair Lending Notice:

Affinity Mortgage Group, Inc. acts in accordance to the Equal Credit Opportunity Act (ECOA) prohibiting creditors from discriminating against any person ins regard to race, color, religion, national origin, sex, handicap, age (provided applicant has the capacity to enter into a binding contract), or familial status. The Federal Agency that administers compliance with this law concerning this company is the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580

Tennessee Department of Financial Institutions

312 Rosa L. Parks Avenue, 13th Floor
Nashville, TN 37243
(615) 741-2236
TDFI.Contact@tn.gov